- Whisk together the instant pudding mix, sweetened condensed milk, and milk until smooth. Place in the refrigerator for 15 minutes until cool and set.
- Assemble the cups. Start with a layer of wafer cookies, then banana pudding. Add more wafer cookies, then a layer of cool whip.
- Add another layer of banana pudding. Top with a big dollop of cool whip. Enjoy!
- OPTIONAL: You can add in a layer of fresh banana slices into these cups, if desired!